Do all lenders require cash reserves, or is it something that just helps your chances of approval?

Sometimes reserves are required, for example on the purchase of an investment property. Sometimes reserves just plain help in getting an automated approval.I would be happy to help guide you, please reach out to me if I can help.Thank you!!

Depending on the loan program, conforming loan amounts or a jumbo. Reserves may be required though not always with conforming or FHA products. Though providing assets to show you have reserves could help in qualifying as a compensating factor in regards to conforming loan products or FHA products.