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do VA loans have mortgage insurance

is mortgage insurance required for VA loans? if so is there a time when it can be waived such as at 80% loan to value like others? by d.larosa.nora7823708 from Cicero, New York. Jun 17th 2014 Reply


VA does not have any monthly mortgage insurance. VA does have a VA Funding fee that is financed into your loan amount unless the veteran is a disabled Vet - then the Funding Fee is waived. Any questions regarding VA or any other mortgage product can be directed to me at tliolos@paragonhomeloans.com.

Jun 17th 2014
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William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

VA is the best loan product available with no money down.. and there is no monthly mortgage insurance.. and if your a disabled vet, then there's no upfront funding fee either.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Jun 17th 2014
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Joy Goldbeerg (jgoldberg)
#101 ranked lender in New York - 14 contributions

No they do not. They have a funding fee. please feel free to call me to discuss further your financing request at 631-360-2151Thank youJoy GoldbergAccurate Capital Corp

Jun 17th 2014
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John Schweer (johnschweer)
#9 ranked lender in Missouri - 163 contributions

There is no mortgage insurance on VA loans, I am us veteran and Sr mortgage banker specalizing in helping veterans since 1998....As a fellow veteran you can rest assured I have your best interests at heart. I'm sure you don't work banker's hours and neither do I, so call me at your earliest convenience on my direct line it 816-412-3568. or feel free to shoot me an email with any questions or a time we could talk. Im available from 7am until 10pm anyday of the week.Thank you for your time and consideration V/rJohn SchweerUS Veteran & VA Mortgage Expert

Jun 19th 2014
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