Hi Helene,We have loans based on credit scores 500+. The best mortgage rates are for credit scores 720+ with 20% down payment. We price loans based on borrower credit score, property type, down payment / equity and borrower(s) ability to repay. Let me know if you have a "specific" questions about the mortgage process.Ted ArkGolden Mortgage Corporation818 Rt 202- 206, Bridgewater, NJ 08807Tel: 908-722-9217
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