Confused

Private Banking does not, if you are self employed or a high net worth borrower, chances are conventional lender will have trouble with you. Private Banking does not use the same guidelines, See more at www.superjumboloans.info or email to us at info@superjumboloans.info

Different loan programs have different guidelines. Your standard best rate Fannie Mae, Freddie Mac, FHA, VA, USDA type loans generally do not allow for multiple homes on one property. That doesn't mean you can't get a loan, it just means you can't get one of those loans. Talk to a local bank or credit union. They may be willing to offer an internal loan for a property with two homes. Good Luck. Lending in WI, MN, and SD. www.MortgagesUnlimited.biz

Do you parent's pay rent? An to answer you question. Not all lenders to by Fannie Mae standards.

If the "trailer" is a travel trailer, of the size that one would pull behind a pick-up truck, then the fact that it sits on your property, should not be an issue, unless you have pulled the wheels off, or otherwise made it difficult to move. If it is not movable or if it is a manufactured home style of trailer, then you won't be able to get Fannie or Freddie financing. In this case, I would look to a local bank. The smaller, more local banks tend to do more thinking outside the boxes that Fannie and Freddie try to put everyone in. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ Licensed in Arizona (AZLO0911876 / AZBK0902429), Washington (WALO40586 / WACL3087) and California (CADOC40586 / CAFLL6036566). We are licensed by the CA-DBO under the CFLL and CRMLA. Loans made or arranged pursuant to CFLL or CRMLA license. ~ www.LoansA2z.com ~ 888-889-9950