Child support get calculated into DTI? We have an informal agreement and it doesn't appear on my credit report.

Only mandatory child support is calculated into your DTI.. the lender will require a copy of any divorce paperwork or child support order... If they say there is no child support required, then it's not counted.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

William's answer is a good answer. In your DTI ratios lenders will look at what appears on your credit report or other documents you provide to the lender. I work for a lender in Ohio. You are welcome to call me if you wish to discuss any other issues that might be involved.