Cash out refinance for a lower rate
I was hoping to do a cash out refinance for a lower interest rate and consolidate a higher interest rate personal loan. Do lenders look at your current DTI or your future DTI with the refinance? by fmerges523 from Fairbanks, Louisiana. Jan 17th 2022
Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,843 contributions
Future... And if you need further help in lowering your debt to income ratio, instead of giving you cash at closing, we could actually pay off at closing the personal loan, then I don't need to count that either. I lend in MN WI IA SD ND. Find me at Mortgage-Rochester.net - Cambria Mortgage, NMLS 274132
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