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Can you rent out a house with an FHA mortgage?

Or does it have to be your primary residence? by colbysirar786 from Atlanta, Georgia. Apr 18th 2014 Reply


Dave Metsker (DaveMetsker)
#35 ranked lender in Oregon - 2,318 contributions

When you buy a house with a FHA loan, you indicate that it is to be your primary residence, and that you intend to stay in it for at least 12 month. If your situation changes later, you may rent the house, but you will not be able to have 2 FHA loans at the same time.

Apr 18th 2014
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Chris Gummerson (cgummerson11)
#397 ranked lender in California - 648 contributions

FHA does allow two mortgages through FHA in limited circumstances such as relocation. But as the other poster pointed out, you sign an agreement to stay in the home for a period of usually no less than 1 year.

Apr 18th 2014
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