can you qualify for a USDA loan if it will be your second home?

More info needed.. What do you mean by "2nd home".. USDA loans are for primary residence purchase homes only.. There is income restrictions as well.. It's intended for low income borrowers.. But by 2nd home, do you mean a vacation home? If so, then the answer is no.. if you owned a home in the past, or you currently own a home that you will sell prior to purchasing a home using USDA, then that is allowable so long as you meet all other eligibility requirements.. Also understand that USDA loans are for home only located within the designated USDA defined area's. Let me know If I can help.. i'm here locally.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / LendUS, NMLS 1938/ AZMB0121893

No USDA primary residence only

As pointed home would have to be a primary home....