can you get approved for a mortgage if you are in default with a student loan?

Good Evening. The answer is potentially yes, but that would be based on your current credit score and mortgage payment history. We can figure out your student loan arrangement to get the tradeline into an acceptable tradeline. I'm happy to discuss this offline, so please feel free to send me a direct message if you'd like some direct assistance. Thank you!

Technically, you could still qualify if you credit score is still in the acceptable range but you will not be allowed to use FHA or VA financing if the student loan is goverment subsidized or insured (the vast majority are). If the loan is over $2,000 you also stand a large chance of having a lien placed against the deed to your home if the loan is left unpaid.Your best bet will be to pay that debt back, in full, as soon as possible.

Sure, you can get a loan - just not any Government backed loan like FHA.

Yes, depending on the actual state of the account and what is reported. You may need to have the loan brought current though.