can you get 100% financing for a mortgage if you have a second mortgage write off

Short answer is probably not. You will want to sit down with a local lender and go over the whole situation to find out for 100% sure

More info would be needed.. is your existing loan HARP eligible? how long ago was the 2nd writeoff?, Credit score? Any other credit deficiencies? , etc, etc, etc.. much more info would be needed to answer your question.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Depends on all the details of your situation

Generally speaking, all the loan you have are added together to equal what we call the combined loan-to-value, and then there are limits. Usually the answer is no, but it depends on if it is a HARP loan (special refinance). The fact that you are referring to a second mortgage that is a write off is a whole different story. I suggest sitting down with a local mortgage broker, have them review your situation and credit report. But a loss on a mortgage loan doesn't really inspire a new lender to take a risk on you. Good Luck