CAN U ASSUME OR REFINANCE A USDA LOAN
GOING THRU DIVORCE COURT ORDER HOUSE TO BE SOLD OR GET EX WIFE NAME REMOVED CURRENTLY HAVE FOR SALE AS A SHORT SALE HOUSE IS 20,000 SHORT ON THE APPRAISE WOULD LIKE TO KEEP I AM NOT AM NOT LATE ON ANY PAYMENTS AND HAVE NOT EVER BEEN LATE HAVE LIVED HERE GOING ON 4 YEARS FINANCE WITH CHASE MOR. THEY NOTHIN]G CAN DO WITH A USDA LOAN ANY SUGGESTIONS THANKS by bs21411@yahoo.com from Boiling Springs, South Carolina. Oct 14th 2013
Sharon Duffy (sduffy)
#70 ranked lender in Pennsylvania - 595 contributions
I would call a local mortgage company in your area. You do not have to deal with directly.
Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,848 contributions
You can refinance a USDA loan (assuming you qualify by yourself), just like you can refinance ANY loan. Talk to a local mortgage broker for a second opinion. In MN or WI, visit www.MortgagesUnlimited.biz/USDA for a USDA loan.
Ken Baltes (kbaltes)
#16 ranked lender in North Carolina - 242 contributions
Yes, USDA offers a pilot refinance that would not require an appraisal and would allow you to get your ex-wife off the loan. You will need a legal seperation document and you will also need to credit qualify on your income/debt. Please call with questions. I am a licensed loan officer in NC and SC.Ken Baltes 704-684-2117 American Security Mortgage.
William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions
USDA does have a pilot program where they will allow for a refinance without the need for an appraisal.. since the website is down because of the shutdown, I don't know if South Carolina would be included in the program. Assuming it is, you should be able to refinance and remove the ex... I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com
Ask our community a question.
Get an answer
Related Questions
