Who is they? The investor of your loan and/or servicer can change at any time without and the only thing they need to let you know is if your servicer changed as they need to let you know who and where to make your payments.
No, your husband cannot normally be removed without a new closing. Yes, the servicing on your loan can be sold more than once in two months - that isn't normal but it can happen.
There are many parties to a loan. The investor owns the debt but the servicer collects the payment. For example, Wells Fargo may send you a statement but the investor can be a hedge fund. The debt and the servicing rights are sold often. When the investor sells their interest, you will likely never know. However, when the servicer changes, you will always know. - Although you can quitclaim a person from title to a property, you cannot remove them from the loan unless you refinance to a new loan.
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