can my spouse go on the loan with current bankruptcy that has been discharged

Please send me an offline message so I can gather more details to assess your situation and request. Thank you!

Depends on the bankruptcy type and the discharge date as well as the loan program you would like to use. If it was a chapter 13 bankruptcy then if discharged should be fine. If chapter 7 bankruptcy then depending on the loan type there is 1-4 year waiting period. Most people are using FHA for financing which requires a 2 year wait period and must re-establish good credit.Feel free to call me at 410-412-3319 to discuss.John Thomas - NMLS 38783Primary Residential Mortgage410-412-3319 OfficeEqual Housing Lender

Only if it has been discharged for a minimum of 2 years and credit has been restored with an acceptable credit score also lets see what you qualify for on your own, surley more information is required I'm local and can be reached at ballen@monarchmortgage.com or phone 240-750-8315.

Amorto, whether or not your spouse would qualify for with a bankruptcy on credit would depend on the type of bankruptcy, the time since bankrupcty was discharged, the type of loan program and also whether his/her credit score qualified. I am in Baltimore, please feel free to contact to discuss your scenario in greater detail.

You will most likely need 2 years from the discharge date

Depends on the bankruptcy type and the discharge date as well as the loan program you would like to use. If it was a chapter 13 bankruptcy then if discharged should be fine. If chapter 7 bankruptcy then depending on the loan type there is 1-4 year waiting period. Most people are using FHA for financing which requires a 2 year wait period and must re-establish good credit.

ARE you looking to refi or purchase?? linda i do have one source for one day out of bk or forclosure.. linda