Can I secure a loan for my brother and transfer it to him later

All government mortgages are assumable WITH QUALIFYING.. meaning they would have to go through underwriting, have acceptable US credit history, income, US tax returns, etc.. he cannot assuming your mortgage without qualifying.. you could however add him to the Deed.. this would give him partial ownership, but he would not be responsible for the mortgage. You would still be liable for the mortgage until it's paid off.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Generally mortgages cannot be transfered. FHA loans can be assumed if the lender/servicer approves it. If he is not a US citizen, he can purchase under the foreign national program but requires about 40-50% down payment.

You can transfer the property to him, "subject to" the existing loan; however you will still be responsible for the payments, as your credit will be at risk, and there will be a technical violation of the "due on sale clause" restriction in the trust deed document. A better solution may be to rent it to him, until he qualifies on his own.