Can I refinance through HARP with a high DTI?

How high is high?

What is "high" in your case? If you are over 48% DTI then you are not going to get approved and anyone who tells you otherwise is going to give you a reat about a point higher than market. If "several" lenders have denied you for this reason then you need to start paying down your debt and then reapproach the refi after you have that situation under control. Aim to have your DTI in the 30%-40% range and you will get approved.

Stonegate will go up to 50% DTI and the rate is no different than if you are at 35% DTI. You would need to get an automated approval thru Fannie Mae's desktop underwriting engine (DU).I am not personally licensed in Iowa, but Stonegate is. Try calling Jennifer Martinez at 614-310-0822. Tell her I told you to call. Good luck.

I agree, sadly there is more information needed. I have seen very high ratios on occasion, however many times there are other issues that create a harder and more strict approval. Feel free to reach out if you would like to discuss in more detail.

there is a option please email me at yourloanpartnerforlife@live.com

There are lenders out there that will approve high DTI's. How high is it?