Can I refinance my home if it is on the market?

You are home must be off the market the day before you apply for the mortgage

Hi, you would have withdraw if from being on the market in order to refi. Then you can proceed, keep in mind tho if you do decide to sell the house within the same year of a refi, review all your closing costs to see it the fees would really benifit you. Sometimes a lower payment looks nice. But when you go to sell and see that your payoff is a lot higher because of all the refi fees was added to your loan amount, you may be disappointed. Let me know if I can help in any way!

Generally no. The home must not only be off the market, but in some cases must be off the market for a minimum waiting period. No lender wants to bother doing a loan they think you are just going to be paying off when the home sells.