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Can I refinance even with just 2 years of employment?

I want to know if I can refinance a home with plenty of equity even when employed for just 2 years with nothing to show before that? My credit score is 720 without any debts at the moment. by hikoza19 from Eagle Springs, North Carolina. Nov 8th 2021 Reply


Barb Lanis (BarbLanis)
#69 ranked lender in Illinois - 679 contributions

Yes, two years of employment is all you need to qualify. It does need to be salary or hourly employment - not commission.

Nov 9th 2021
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Yes, they only ask for 2 years. Your very score is excelente

Nov 9th 2021
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Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 4,535 contributions

For a work history, only the past two years is required. You should be fine. I lend in MN WI IA ND SD - Find me at JoeMetzler.com - Cambria Mortgage, NMLS 274132

Nov 11th 2021
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