Can I refinance an investment property through HARP even if the orig. loan was taken out when property was owner occupied?

have you refied at all before?? i do investment harps, and it all depends on when you took out your loan i loan in about 25 states . call at 602-3301598 linda

how many properties do you own? i can go up to 10 properties..

What date did you close on this loan? Did you confirm it was a Fannie Mae or Freddie Mac Loan. If not, I can help you. I only do NJ loans. William Turano Senior Loan Officer NMLS #2479162164 Route 35 Building A, 2nd Floor Sea Girt, NJ 08750 Office 732-359-3041 ext. 3044 Cell: 908-783-5755 Fax: 732-791-1514

I do have some ideas for you. Please call me at 602-330-1598 or email me at yourloanpartnerforlife@live.com I am going to be away from my computer for a while ...

Hello- yes you can refiannce an investment property under the HARP program as long as loan is owned or guaranteed by Fannie Mae prior to March, 1 2009. Please feel free to call or email with other questions (908) 615-2249 or pjohnson@ahmcloans.com

The following occupancy and property types are eligible for securing a DU Refi Plus or Refi Plus mortgage loan:oone- to four-unit principal residences,oone-unit second homes, andoone- to four-unit investment properties.The existing mortgage and the new DU Refi Plus or Refi Plus mortgage loan do not have to represent the same occupancy. The occupancy of the subject property may have changed by the time of the new mortgage transaction. Because the loan represents existing Fannie Mae risk, there is no requirement that the occupancy has stayed the same.

Yes... an owner occupied home which is now an investment property will qualify for HARP... keep in mind that there is a slew of other guidelines as well, so the best advice I can give you is to Contact a LOCAL mortgage broker, not the local "Big" bank, and certainly not one of those 50 states internet lenders... the LOCAL broker is familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Sorry my answer had bullet points and they now appear as typos. (o)

As long as you meet the guidelines for HARP 2 on an investment property, you should be fine. If you have mortgage insurance on it, then your trouble may be caused by getting that re-certified as a non-owner occupied property. I would agree that you should contact a local mortgage broker, as they would likely be able to find the right lender to do your type of loan.

Provided you meet all of the other HARP requirements, the property will be considered based on its current status, Investment property, or Non-owner occupied". ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com

Investment properties are eligible for HARP.I only lend in Florida!