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Can I refi a FHA Loan without being a primary resident of the property?

Can I refi a FHA Loan without being a primary resident of the property? by gilgra_857_276 from Snohomish, Washington. Feb 14th 2012 Reply


Dennis Tyler (thetylerteam@cobaltmortgage.com)
#27 ranked lender in Washington - 2 contributions

Yes you can. Call me at 425.988.2560 and I'll go over it with you. Dennis

Feb 14th 2012
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William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

Yes... but it depends on what the use of the property is.. if it's a rental , then you apply as investor owned, you will have to come in with at least one month's interest plus a little more.. if you co signed for someone else who still lives in the property, you can do a zero cash out of pocket refinance. Contact a local mortgage broker, not a bank and apply with them... they can look at your complete profile and find the right lender for your scenario.. WilliamAcres.com

Feb 14th 2012
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Timothy Gray (INSISTonTIM)
#192 ranked lender in California - 15 contributions

You may refinance your FHA loan if it is no longer your primary residence. You may be able to streamline the refinance to minimize documentation that requires no appraisal- saving you money and time.Call me to review this option and the very low interest rates available for this loan program at this time.Kindly,Tim GrayMortgage Alliance Group888 345-2554 x.2226tim@mortgage-alliance.net

Feb 14th 2012
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Bert Carpenter (BertCarpenter)
#37 ranked lender in Arizona - 2,431 contributions

Yes. FHA will allow you to refinance even if you no longer live in the property.~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com

Feb 14th 2012
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Ralph Richard Guertin (ralph@absolutelowrates.com)
#58 ranked lender in Georgia - 807 contributions

YES...

Feb 15th 2012
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