Can i qualify for a prime plus heloc if i own my house and have decent credit/ good income? What are the requirements

Hi J, It's a fairly broad topic to cover, but the simple answer is a qualified yes. With sufficient credit, income and some equity in your property, you should be able to find plenty of HELOC options. The specific requirements will vary by lender. A simple phone call to a trusted lender or broker should be your first step to find out more about your specific scenario.

The short answer is "YES".. however without knowing all your specific details, it's hard for anyone here to say for sure.. Equity, credit, income, debt, etc.. all are considered in determining eligibility for a borrower looking for mortgage finance.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Do not use the local "Big" bank, or one of those 50 states internet lenders or nationwide lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

call a local loan officer to find out what you qualify for. will depend on you equity in the property, your income, your monthly debts, and your credit. best of luck!

HELOC's (Home Equity Line of Credit), just like any other loan give the best deals to the best customers. Your basic question does not give anyone here enough information, but contact a local AZ mortgage broker for more information.

Yes, with income, credit and equity.