Yes you can. USDA will allow you to add in closing cost and prepaids up the appraised value
You can, but you cannot finance it.. you would have to pay out of pocket.. If you are in a lease purchase and the seller is trying to sell the home above the sale price, then I personally would not buy it.. At this point, typically your only out of pocket cost might be the appraisal and possibly a home inspection.. so, the thing that makes the most sense is to walk away.. and go find another home.. That might be enough for your landlord to make a concession and come to his/her senses.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / LendUS, NMLS 1938/ AZMB0121893
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