Can i get a refund for my appraisal?

No... Appraisers are independent of the lender, and was hired to do the job, completed the job, and receives compensation.. It's possible that your lender as a sign of good faith, might agree to reimburse you for the fee.. but they are under no obligation to do so... I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

If the appraisal had come in below the sales price and the underwriter said no, would you be expecting a refund? There are many reasons why a borrower's income may go from approved to disapproved during the course of the underwriting process. Sometimes everything looks good, the underwriter gives an initial nod but additional information changes the scenario, other times the policies of the investor or Fannie or Freddie may change. Although rare, I've had situations where one underwriter says yes to a unique situation, but by the time the file got to her, information she received through their network caused to re-think the situation and not accept the documentation, ask for additional supporting documentation that we were not able to get. The vendor that did the appraisal work is entitled to be paid for the work they did and the borrower is always responsible for the cost of that work. Sorry, but you are not going to get a refund. You can still ask. Explain to the Manager or owner that you never would have preceded this far without the income being approved and because they approved and then declined the income, they should share in the cost. Don't hold you breath. You will probably not get any reimbursement, but it does not hurt to ask. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ Licensed in California and Arizona ~ www.LoansA2z.com 888-889-9950

Usually an appraisal fee is non-refundable. However, if you fully disclosed the employment circumstances, and then the lender decided not to approve you, you may have a gripe. I do not beleive they are required to refund you the fee, but may do so as part of good business practices. Best Of Luck!

negative. your lender ordered the appraisal and the appraiser did the job so he deserves to be paid does he not?

sorry, no refunds on the appraisal fee

sorry, i service was provided by the appraiser and he / she deserves to be compensated. if you have a relationship wit your lender it may be refunded. good luck

your loan might have been approved by the loan officer, and sometimes the file is held back until the appriasal is in before it goes to the underwriter, so this might be the case in your situation.. you can try to see if the branch managaer has a suggestion, but when we order appriasals we do not know who will be appriasing , and they have their right to their funds to be paid...