Can I get a loan with no down payment?

There are a couple no down payment programs...One is for Veterans...and the other is USDA loans for rural properties. The other option is down payment assistance programs that can provide the down payment. Reach out to a local mortgage banker and they can provide you information on what may be available.

There are only two true no down payment programs. A VA loan for our military personal, or the USDA rural housing loan, for homes in rural parts of the country. Note that no down payment does not necessarily mean you can buy a home with no money. Everything else requires a down payment. Many people are able to combines a regular loan with down payment assistance. Contact a local mortgage broker in your area for more assistance. For VA, USDA, and down payment assistance loans in MN, WI, and SD, visit me at https://FirstTimeHomeBuyer-MN.com