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Can I get a loan with a title for my mobile home?

I have decent credit and I own my mobile home and would like to borrow $7,500. What can of lender do I need to find if I wish to put this towards a home mortgage? by allen._665_409 from Birmingham, Alabama. Oct 27th 2011 Reply


where can i get a loan with my moblehome title

Feb 4th 2013
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Hold title to mobile home for loan of 1000 dollars bad credit

Oct 7th 2013
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Oct 10th 2014
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Apr 15th 2015
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Sep 10th 2015
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I need the money to catch up I had surgery thys why I am actually trying to do this today right now

Feb 20th 2016
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I need a loans for my home title loans. 2000 is a 1998

Sep 5th 2016
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I would like to borrow 2500 I have an emergency that needs tending to. MY boyfriend needs to get divorced soon. So we need a good attorney before the year over

Sep 6th 2017
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I didn't have good credit but I own my own mobile home

Oct 30th 2017
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Credit is not good but I'm looking for a small loan of 5000 dollars my double wide is payed for

Dec 22nd 2021
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Hello I own my mobile home an land how can I get a litter loan on it

Jan 30th 2022
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a mortgage lender is not going to do a loan that small in size. you should look at local finance companies who specialize in smaller loans with collateral like yours. The rates are higher but because it is a mobile home, it is more difficult to find someone to lend against them. You may be better off if you had a low rate ccard to draw against to meet the needs you have right now.

Oct 27th 2011
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Jack Shields (jackshields1)
#5 ranked lender in Alabama - 21 contributions

You may want to consider Vanderbilt Mortgage or Eva Bank to see what can be done to refinance your current mobile home. Where around Birmingham are you looking to buy? Depending on the condition of your mobile home you may qualify for a USDA Rural Dev loan which is no money down.

Oct 27th 2011
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Bert Carpenter (BertCarpenter)
#37 ranked lender in Arizona - 2,431 contributions

There are very few lenders that will do a loan for a mobile home. My suggestion would be to look for a local credit union or community bank. If they cannot (or will not) help you, then you may be forced to try a finance company. Rates and fees at a finance company will be higher, but that may be your only source. Good luck

Oct 27th 2011
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William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

For a real estate loan you have to have real estate. If you own the mobile home but not the land, then no, you cannot get a mortgage. If you also own the land it is sitting on and If your mobile home is not attached to the property (engineer certification required) then you can get a real estate loan (mortgage). If you do not own the land, but just the mobile home, there might be some local banks that do title loans. WilliamAcres.com

Oct 27th 2011
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can you provide a phone # so i can talk to someone. I have title to manufatured home i would like to borrow against my #4438397192 my email is denisespedden@yahoo.com

Aug 7th 2012
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can i get a loan on my moblehome using my title

Feb 4th 2013
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Trying to borrow money on my mobile home title

May 1st 2019
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