Depends on how bad it is. If you're in need of credit repair, I recommend getting a free copy of your credit report online and fixing it yourself.
Hard to get a loan amy where with bad credit. Check out my blog on this site: "First Steps" for some suggestions. Or email me and I'll send you some suggestions and hook you up with my credit repair service. Click my name for contact inf
DO you have business? I can do business loans down to a 500 fico score.. linda yourloanpartnerforlife@live.com
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