can i get a fannie loan with 680 credit if my down payment is 13%?

Yes, with a 680 you can put down as little as 5%. You should also consider paying off the mortgage insurance as a one time cost at closing. The fee to buy out of MI up front will be a percentage of the loan amount, but can save you considerable amount of money per month. I suggest to speak with a local loan officer and go over these options with him/her to see how this could benefit you. Best wishes, Sean

You will need $0 down for an owner occupied purchase. Call me for details. Dave

You certainly can. You have a few different options available with that score.Please feel free to contact me with any questions. Have a great day.

You don't need 20%. You have options, including zero down inv the Austin area. Click my name link or visit www.Minneapolis-Mortgage.net for assistance. I am the top lender in MN here on Lender411

You certainly can! You'll be required to pay mortgage insurance because you're putting less than 20% down. Bear in mind, mortgage insurance is very credit score sensitive so it is possible you'll pay a higher premium. But, that's not your only option. We have a couple of very good, solid conventional options that should be considered to help get you the lowest over-all monthly payment. Please contact me for more information at 952.851.8979. I would welcome the opportunity to be of service.

For most lenders, they require 640 or above, and 5% for conventional down payment.. so you would have no issues assuming the 680 is the lowest MID score of all borrowers.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Certainly. We are quite active in your area and know it quite well. We're a local Minnesota company that operates state-wide. If you would like to shoot me the purchase price you're looking at, I would gladly prepare various rate quotes for your scenario. 30 fix, 20fix, 15fix, ARM. We can show you anything you like. Here is my direct contact info: David Ortega - Satori Mortgage - 952-544-1706 - dortega@satorimortgage.com