Can I get a 100% mortgage with a 590 credit score?

I agree with all the others and credit repair may be as easy as paying off some revolving tradelines to help boost your scores. We have a very reputable credit repair company that charges a one time flat fee- money back guarunteed. If you would like there contact information please e-mail me at gianni.cerretani@fcmhomeloans.com

I cannot speak for other lending institutions, but we require a 620 for VA and a 640 for USDA financing. Both loans are 100%, but you would need to be a Veteran for the VA.Have you talked to a lender regarding what you could do to improve your credit scores?

I agree with Doug, there are no programs allowing 100% with that low credit score. What is the reason for the low score. If you have had a BK recently, I would suggest you start establishing new credit and make sure you have a payment track record of perfect, no lates whatsoever. Nancy J RelefordChief Manager Home Equity Mortgage, LLC2670 Memorial Blvd. Ste CMurfreesboro, TN. 37129615-867-3060615-867-6926 Faxwww.homeequitymtg.comwww.nancyrelefordblog.comFollow me on twitter @ http://twitter.com/NancyReleford2006 "Mtg Broker of the Year Award"

Not without a generous friend or relative. Your score would limit you to equity programs with high rates and large down payments.Sorry! If you have a copy of your credit report I can go through it with you to point out some areas were you could improve.

You can get a 96.5% loan with a 590 score....FHA