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Can i do usda mortgage with $73 k between my husband and I?

USDA income requirement - concerned 73k too high for missouri. Must use total household income to qualify right? Otherwise thanks to his credit husband will not be on loan and the income is $40k by amwest_maria78426684 from Ballwin, Missouri. Sep 26th 2014 Reply


Jericho Cherry (Jerichocherry)
#54 ranked lender in Virginia - 1,107 contributions

You need to contact a local USDA Lender in your area.

Sep 26th 2014
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Sara Deere (Mortgagequeen2)
#15 ranked lender in Missouri - 608 contributions

I am here in Riverside, MO which is outside of Kansas City, MO and Open Mortgage is a USDA lender. I have been in the mortgage business over eight years, and I can guide you through the USDA process from start to finish. I lend all over KS and MO, and am currently working with borrower(s) in University City, St. Clair, and Creve Coeur. Please contact me directly at 816-914-9685 or saradeere@openmtg.com.

Sep 26th 2014
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There are many options available with USDA and I will be glad to assist you with your concerns. I am here is the St Louis metro area and about 10-15 min from Ballwin. Give me a call at 314-744-7806 or visit my webste www.CallTheMoneyMan.com

Sep 26th 2014
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William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

I believe you would not qualify for USDA based on your income.. Keep in mind the program is designed for LOW Income borrowers.. making over $6K per month is not considered low income.. Here's USDA's income calculator.. you can put in all the details and see for yourself.. http://eligibility.sc.egov.usda.gov/eligibility/incomeEligibilityAction.do?pageAction=state&NavKey=income@11 I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Sep 27th 2014
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