Can I buy a home with a 564 credit score?

Most lenders will need atleast a 640 fico. You can find lenders who are doing FHA loans, with credit down to 500. You must be current on all your bills for last 12-24 mos. Also, there is hard money, or private financing, but you need a larger down payment. To qualify for the loan, you must have a credit profile that shows your ability and commitment to pay debts, your income needs to be more than double your mortgage and other expenses, your income must be verified and continuous for last 2 years. If you contact a loan officer in your area, you can start the process and see what programs you can fit into.

I think the last guy that answered meant you can find lenders that will finance down to a 600 Score (not 500). He's right becasue I can finance you as long as you have a 600 score. 564 isnot that far off. If you want to call me I can provie you with some tips on how to get yoru credit score up. Ron Pippin 855-823-2781