Can a USDA loan be refinanced to a conventional loan with no appraisal?

No, the only time you can refinance with no appraisal is to another of the same time mortgage, and usually a government insured mortgage such as; USDA to USDA; FHA to FHA; VA to VA. That is unless your current mortgage is eligible for the HARP refinance program.

Sorry, no. USDA can only be refinanced into another USDA with no appraisal.For USDA loans in MN, WI, and SD, visit me at www.JoeMetzler.com/usda