Can a lender help me cashout before 6 months?

If you paid cash for it I can help, otherwise you'll have to wait until you've owned it for 12 months.

If you need cash, I can do personal cash line advances, up to $200.000 no documentation needed, just good credit linda at yourloanpartnerforlife@live.com

You can do a cash out, but there are specific rules that you need to understand.. First, if you cash out before 6 months, then the lender will use the LOWER of the current appraised value or the appraised value you had when you purchased it.. If the property has increased in value, there will be no consideration for the higher value.. 2nd, your purchase becomes one of the comparable's when it comes to valuation since it took place within the past 6 months.. and there is no better comp, then itself.. 3rd, if you do a cash out, then you would be restricted to a maximum of 85% LTV, and you would be paying mortgage insurance if you finance more than 80%.. realistically, unless you put 30% or more, then doing a cash out refinance probably wont be beneficial... I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com