Can a hamp mod charge separate for escrow shortage?

Hi Jeffrey, if your escrow account is short, regardless of whether you are completing a refinance, modification or just making regular payments to your servicer, your escrow will always be liable for evaluation and remedying any shortage. Are you sure you need to modify? I'd be open to reviewing your loan. Give me a call or shoot me an email if you want. David Ortega - Satori Mortgage - 954-900-9788 - dortega@satorimortgage.com