can I get a fha loan with a credit score 689 in FL.

yes...FHA mortgages go all he way down to 500 with some lenders. Please "CALL ME" to discuss any options.. We are fully licensed in the state of Florida...NLMS 328117 NEIL SHERRY FLORIDA MORTGAGE CONSULTANTS NLMS 393969 neil@flmtgcon.com www.floridamortgageconsultants.org

Yes!

Very likely but it depends on what else is in your credit file, such as any judgments, or short sale items. You should pull a copy of your credit report and review it with a lender.I will be happy to review it with you.Ross Bennett407-461-1066https://mortgagemarkets.wordpress.com/

If the credit score were the only thing a lender looked at, then yes.. a 689 score is acceptable for most lending programs.. the reality is that it takes much more than a credit score to obtain financing.. in fact, the lender looks at over 100 different criteria when determining one's eligibility,... I've had borrowers with 740 credit scores get turned down because they had a deficiency that did not meet lending guidelines.. if you want to know for sure if you can qualify or not, then the best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

YES , not a problem!!

Sure, 689 is a decent score but it is only one of the criteria. Please let me know if I can help!

If you have a score of 689 and thinking of an FHA loan, then perhaps it's a good time to discuss other options on the Conventional side. With good scores, sometimes FHA is not the best way to go. There are indeed reasons to select an FHA over a Conventional loan, but it's a good idea to look at each option side by side to compare. If you are a first time buyer, Conventional does have a 3% down option with reduced PMI. Feel free to contact me via my profile and I would be pleased to prepare a comparison for you.

Yes you can if you meet all the other qualifications.

Yes, as others have suggested you probably don't even need FHA financing. Also, very may well qualify for a special State of Florida program in which you receive a $2000 annual IRS tax credit. You would need to call me for more specifics.

The credit score will work. However, the lender has to review your full credit report, income, assets, employment and all related documents that verify your information. Best thing to do is reach out to a local loan officer and see what your options are. Best wishes, Sean