Buying a home after a foreclosure with 30% down

If you can fine a seller willing to carry for you or a hard money lender those would be your only choices. To be perfectly honest with you, I find it arrogant to believe any conventional lender would finance you after 2 foreclosures within the last 18 months.

Hard money or private money or seller held mortgage- You would need to wait a minimum of 3 years from your last foreclosure. That would be the date the house was sold. Good luck

Hello unfortunately FHA said(s) three years after foreclosure. Keep monitoring your scores and possibly you can lease a nice home until the 3 years passes. If I can be of anymore help just email or call. Thanks

If you can do 35% down then you can get a hard money loan, through a private investor. Search for private lender in your area if you have enough for down payment.

At this piont renting would be best options unless you were willing to go for a hard money type loan. Perhaps renting a home with the option to buy woud be better then taking a high interest rate loan and risk another possible default due to unfavorable loan terms.

You will need to wait 3 years to go FHA. It goes off the date you sold or the deed transferred back to the lender at the courthouse steps.

Hi Rick. If you can wait 90 days to 6 months, you might have a viable option to purchase any home you desire. Want to know more, send me a direct email. Have a great day. James