Where can I find a break down of the fees my lender is charging me? by nimaclea467 from Candler, Florida. Jan 17th 2019
On the "Loan Estimate" or a "Fee Worksheet". Call up your loan officer and ask for one.
When you apply for a loan, you can ask your loan officer to provide you with a "Loan Estimate" (LE).. this will breakdown all the estimated costs of buying or refinance. Understand that the lender can only control the "lender fee's".. all other fee's like title, escrow, impounds, etc.. are all 3rd party fee's.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / LendUS, NMLS 1938/ AZMB0121893
The current mandatory document we have to give you called a Loan Estimate, or LE gives you what you ask for, but in a very confusing way. Most lenders will give you a "fees worksheet", while looks like the old "Good Faith Estimate", and is 1000 times easier to read and understand. Just ask your Loan Officer. The documents are still estimates, but should get you really super close to the actual number you will see at closing. I lend in MN, WI, and SD. Reach me at iMortgageJoe.com. NMLS274132
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