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Bank Statement Loan Program in Georgia?

I'm looking for any lenders or mortgage brokers who do Bank Statement Loans in the state of Georgia. Would you please provide the qualifications for this program if you have it? by ShawnHattosey106 from Roswell, Georgia. Feb 6th 2017 Reply


LaWanna Bradford (lawanna@bradfordgroupmtg.com)
#107 ranked lender in Georgia - 9 contributions

Hello, Shawn We are mortgage brokers in Atlanta, GA and we work with clients who want bank statement loans. The qualifications for these programs vary a bit depending on the lender. If you are self-employed, we will need 24-month bank statements, which is used to average your income. There are some programs that only require 12 months, and others that will use 24-months business bank statements instead of personal. The credit requirement also depends if it is an investment loan or owner occupied loan and ranges from 620-680 minimum. Rates range based on the loan amount, loan-to-value, credit and other factors. Please call me at 678-428-5589. My email account is lawanna@bradfordgroupmtg.com

Feb 6th 2017
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Briggs Cline (bcline_154_679)
#59 ranked lender in Georgia - 55 contributions

We have a bank stmt program. Local Atlanta lender. Can message through profile.

Feb 7th 2017
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Dale Corley (TheLoanAngel)
#109 ranked lender in Georgia - 6 contributions

Hi Shawn,We offer several in-house options for self employed borrowers including a12-month or 24-month bank statement. These loans are originated, processed, underwritten, and serviced in our Atlanta HQ office in Buckhead. I'm happy to learn more about your goals and review a few scenarios for you to compare. I can be reached at 404-844-5623 or by email at Dale.Corley@AngelOakHomeLoans.com or through my profile.

Feb 7th 2017
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