arm 5/1 rate

Bottom line is 99% of the rates you see online are advertisements and to test that just click on them and most likely you'll be contacted by several lenders trying to sell you.Unfortunately there's no clear cut way of giving rate quotes being that every bank has their own profit margin as well as individual branches of those banks so depending on these margins you'll see a range of rates.Feel free to email me your scenario and I'll give you an accurate quote for you to compare against. mboyce@emmloans.comThanks!

The most recent government laws impose strict penalties for Loan Officers who don't adhere to the rules.. That being said, it's very difficult to get an accurate quote from any lender who has not taken a full application. You can thank our current administration for that special gift... but the bottom line is just like Matt posted earlier... online websites are only there to gather your information and sell it to mortgage companies. Your best bet is to talk to your real estate agent and ask for a referral.

I agree with my fellow loan officers on this one. You must talk with your preferred lender to get an accurate rate quote. Also, credit tier pricing breaks occur at 720+, then again at 740+ credit scores.As always I provide free pre-approvals and a free copy of your tri-merge credit report with your Fico Credit Scores.ENG Lending, A Division of Bank of England, always puts your best interest first. We would appreciate the opportunity to serve you. Please visit us at www.cincinnatimortgagerate.net. You will soon find that we are so much more than a Mortgage Banker; we are a company that is dedicated to empowering our clients and referral partners. Don't forget to visit our Facebook Fanpage at http://www.facebook.com/pages/ENG-Lending-Cincinnati/171183536269710#!/pages/ENG-Lending-Cincinnati/171183536269710?sk=wallOr Call Anytime 513-403-6260