are these commercial rates

I don't understand your question. Need more information.

Posted rate sheets are for owner-occupied 1-4 unit properties. Commercial rates will be higher.

Commercial loan rates are never posted online. There's so much that goes into quoting a rate that it's impossible to post something that would be anywhere close to accurate.. If your serious about commercial financing, you need to talk to a loan officer and let him review your specific loan scenario and then quote you.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com