Are there programs to help single moms who don't have good credit get a mortgage

I am going through a divorce and thanks to my soon to be ex husband my credit score is 598. (a huge part of the reason I am filing is because I am tired of trying to budget and make ends meet with someone who has a gambling problem and can't seem to stop spending). I will have custody of our two children and I make a little over $50,000 a year. I am in the Dallas Fort Worth Texas area and I am looking for homes that need a little work but do not have any major issues in the $30,000 - $60,000 range. Is there a program besides FHA that I can try? I know most lenders require a score of at least 600 for programs but most of our assets were in my husband's name and I was told that I actually don't have enough credit under my own name (the house and the cars are in his name even though I paid off two cars on my own during the 23 years we have been married). I feel like I am being penalized for trying to be responsible and not incur any debt of my own. by jmdj02_928_550 from Haslet, Texas. Feb 15th 2012 Reply