are there income and credit requirements for me to take out my va benefits, no down payment?

Yes you must qualify both from credit and income for the VA loan. Its a great loan and if you want to see what you qualify for feel free to give me a call or email. 785-273-5004 or kdwall@kdwallstreet.com

Hi Wildixon6782,VA does not have a minimum credit score requirement so it's up to individual lenders. Some lenders, like me, will go below a 580 (case by case) & others will only go down to a 620 score.Income is a little more difficult. The basic VA guidelines say if your debt to income ratio is over 41% then you need to exceed the VA minimum residual income requirement by 20%. I've had Veteran get approved with debt ratios as high as 74% but that is rare.| John Burke | Senior Mortgage Banker | Lending in ALL 50 states |Great Plains Bank | jburke@gpbankTX.net | (877)228-9069 | NMLS# 787231 |