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Are there any rules about how soon you can get a VA loan after bankruptcy?

by millym from Phoenix, Arizona. May 21st 2013 Reply


Dave Metsker (DaveMetsker)
#35 ranked lender in Oregon - 2,318 contributions

12-24 months after discharge.

May 21st 2013
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Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,848 contributions

Realistically, while you may hear and see rules allowing extenuating circumstances... That almost never happens. Figure you will need to wait until two-years past the bankruptcy discharge date. www.VA-IRRRL-Loan-MN.com

May 22nd 2013
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Raymond Denton (Raymond)
#10 ranked lender in Ohio - 224 contributions

Depends on if it's a chapter 7 or 13 - the VA uses the same guidelines as FHA.

May 22nd 2013
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