Are tennessee state tax stamps or transfer taxes required in a refinance

Yes they are required. You're always going to have mortgage tax stamps they will just be lower with a refinance.

As Nancy stated,, yes.. tax stamps will always be required, but lower on refinance transactions. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / LendUS, NMLS 1938/ AZMB0121893