are commercial loan rates the same as residential?

No. Commercial loan rates are completely different. Also, qualification is different. I would be happy to give you some advice. adennie@fmbranch.com.

Not only are rates different, but program terms are typically different, too. Most often, you'll find yourself in a 5 year balloon/call note. Qualification is completely different, also, and is focused more on the property, it's performance as an investment/asset, and your equity position.