any way to get a home loan if im on ssi

You may qualify for a home loan as long as your SSI income is enough to cover your existing debt plus the new mortgage you are looking to obtain.

These loans are fairly common. The income will need to be enough to cover your debts, but the good news is that if you are not taxed on the income, it can be "grossed up". This means 25% can be added to your SS income for mortgage purposes.

Yes, as long as your qualifying SSI income (which can normally be counted as 125% of the actual amount), plus any other allowed income, and your other qualifications fit the requirements for the mortgage.

You may use 125% of your SSI income to qualify.

Probably not!! SSI is disability income, and for any type of income to be counted, you have to prove it will likely to continue for at least the next 3 years... When it comes to disability income, your doctor will have to write a letter stating your disability will likely last 3 years or beyond.. most doctors will not write this letter.. Even SSI reevaluates your disability every year and requires you to have an annual visit to their doctors.. if your disability is a non curable, debilitating disease, then you would likely get the letter you need.. otherwise, it would be very difficult.. ( I recently had a borrower receiving SSI for bipolar disorder, the doctor would not write the required letter) Assuming you do get the letter you need, then your income would have to be sufficient to service all your debt and leave you within the qualifying debt to income ratios set by most lending programs. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Depending on how you receive the income, your purchasing power may even be based on 125% greater than the income listed on your award letter.

One other thing that might help, is that your locality (either city, county, or state) may have a Down Payment Assistance program, which either loans or grants someone in your situation sufficient funds to cover the down payment and closing costs needed to get into a home. If it is a loan, they are often what is called a "silent second" in that there are no payments due, until you refinance, sell or time limit on that contract matures. Good Luck.