Any lenders (Hawaii loan) that has a 9-12 month bank statement product that doesn't require 9 months reserves ?

We offer a bank statement program for self employed. You would need t show 12-24 months of regular deposits. This can be for a primary, vacation or investment property.Let's discuss your loan scenario! My number is 800 315 8803 and my name is Jamie. I have been lending nationwide since 1989 and am happy to answer your mortgage questions. Jamie - NMLS 850582 , www.bartprequalifies.com, 800 315 8803

More info needed,but in general, most lenders who will allow for bank statement as proof of income will require 24 months, and all deposits have to be documented.. this loan product will require reserves, but each lender doing this type of loan can have their own rules.. and every one is different.. some might only require 3 months, some 6 and some even more.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

I work for a nationwide (bank) lender that offers this program. Feel free to call 800 315 8803. Jamie Lynne - NMLS 850582 www.bartprequalifies.com