any lender who will lend on a property that has foundation issues ?

Generally speaking, that is going to be an issue. There are some potential loans that may allow you to purchase AND get the money to repair the property. Contact a local mortgage broker in your area. Give them a full application and description of the issue so they can determine your options, if any.

Yes, but as Joe said the needed foundation repairs will be required to be completed by a licensed contractor after closing and that cost can be rolled into the total loan. I have conventional, FHA and jumbo (up to $1.5M) renovation loan options which would allow this work - as long as the needed repairs (and any other repairs or improvements you'd like to include) are signed off on by a structural engineer

It really depends on whether or not it's obvious and labeled as a "Safety or Health" concern by the appraiser.. normal settlement cracks in the foundation is very common, however if there are major issues with the foundation, then the appraiser will make note of it in his report.. If he does, then those deficiencies will have to be corrected prior to financing.. If your the seller, then you should correct any foundation issues prior to listing your property for sale. If your the buyer, then if the property has major foundation issues, you should probably pass and go look at another property.. foundation repair can be very costly, so your usually better off just finding a property that has no issues, unless the home priced significantly lower than other properties in the area.. then if this is the case, it might be worth doing a HomeStyle renovation loan or FHA's 203K rehabilitation loan and include the repair costs into your new loan. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Hi Nicole,I have several loans that would help with this issue. You can include the cost of renovating/fixing the foundation issues in the loan. There are several ways to do this. I am also in California. Give me a call and we can discuss your options.Linda 510-332-3282