any good lenders doing 95/5 loans?

We do a lot of 95% loan to value loans at great rates. We also offer 97% loan to value in all areas, and 100% financing in areas eligible for USDA Rural Housing loans. We are a direct lender and offer in house underwriting. Feel free to check us out online at www.seacoastlender.com or give me a call at 603.742.3331.Scott MertensBranch Manager Primary Residential Mortgage NMLS ID #32274

YES!! Please feel free to call me anytime at 5082779939

Assuming it is not a jumbo loan, a 5% down is about as common a loan as they come. You can even do just 3% down in many cases.

More info needed, but most all conforming loan products allow for 5% down.. If you are a first time home buyer, and you are within the maximum loan amount for your county, you can do 3% down.. otherwise, it's 5%.. Fha only requires 3.5% down.. and USDA will go 100% so long as the property resides inside a USDA defined area.. Also, if you have VA benefits available.. you can do 100% financing.. The best advice I can give you is to contact a mortgage banker/broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with a Banker/Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the banker/broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the big box banks. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893