Am I qualified? Two Years Work History

Jeff. If you have a two year gap in employment and are returning to work in the same line of work, you would need a minimum of 6 months on the new job before a loan can be funded. Freedom Mortgage is a direct lender and licensed to fund loans in all 50 states. adennie@fmbranch.com.

Hi Jeff,Many factors go into this type of answer but if you will be working back in the same field it may not have an effect. Also, will it be a refinance or a purchase? Having previous mortgage history can help if it is a purchase and if you are refinancing, your current mortgage status plays into it as well... Contact one of the lenders that do loans in your state and they will be glad to get some info from you and get you all the answers you need.Best,MattPier West Capital

Hello Jeff, the short answer is no, minimum requirements if you are going back to the same field is 6 months of employment, but you would need to provide supporting documents for the gap in our employment. for more information please feel free to contact us.