Necessary repairs are considered repairs necessary to keep up the property.. landscaping, snow removal, pool service.. etc.. replacing an AC/Heating unit would be subjective and might not be considered "necessary".. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com
An operational heating unit is considered a "requirement for habitation" for purposes of loan approval, in all areas, with the possible exception of Southern Florida. Sorry, I missed the earlier post, so I can not comment on reimbursement.
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