What is the maximum LTV I can have to refinance a non-GSE home loan?

FHA allows 97.75% LTV on owner occupied homes so long as the loan amount is within the limits for your area.. in Manchester CT it's currently $440K. You will pay monthly mortgage insurance, and FHA charges 1.75% upfront (can be financed)..I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Typically you would be looking at a maximum LTV of 95% of appraised value for a new conventional loan, or as high as 97.75 for a new FHA loan. If your current LTV is higher and your loan is not HARP eligible, you would be required to bring the difference to closing. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com 888-889-9950

Dear Tarrats - Please be good enough to make a few calls to local mortgage companiesand establish a flow of dialog. These fragmented questions serve you not.